Split SmarterPay Smoother
Unlock working capital instantly with invoice only financing
Payments
Your invoice
Smarter business financing
made simple
Flexible pay. Instant approval. Nonstop cash flow.
Seamless Onboarding
Register with our quick, hassle-free process, and know your eligibility with a clear decision in less than 24 hours.
Split payments
Pay invoices over up to 6 months in equal, manageable installments, with a predictable plan that aligns repayments to your cash flow.
Instant Credit
Pay invoices over up to 6 months in equal, manageable installments, with availability and terms determined based on your credit score.
Companies who trust us
Make it fit your cash flow
Enter an amount and pick a term, your equal payments appear instantly. supplier must be onboarded. First due ~30 days from start.
This is an example for demonstration purposes
Invoice Amount 3K – 500K
Applied Rate 0.05% (Daily)x Days selected x invoice amount interested
Freed-up cashflow / monthly
0
Grow your B2B sales wherever you sell
Online Checkout
Boost your conversion rate with the best payment options for your buyers
Choose how you want to pay
Create Order
Pay 39 days after shipment
Marketplaces
Provide flexible payment options and unlock new revenue streams.
Multichannel Sales
Close offline deals faster with real-time credit checks and approval.
that help to grow
Choose your payment plan
Enjoy up to 6 months of equal monthly payments
Invite your supplier
One link. Two minutes. Supplier on boarded
Buy as you go
We pay your supplier upfront. Hassle free accounts payable
Flexible Payments
Approved Instantly
Boost Liquidity
FAQs
Does ProBuy serve non-Saudi Companies?
Currently, ProBuy focuses on the Saudi market. However, non-Saudi companies with a Saudi commercial registration can use our services.
What type of contract is used with the buyer (beneficiary), and is it Shariah-compliant?
Murabaha contract compliant with Islamic Shariah principles. Documented by 'Dar Al-Muraja'ah Al-Shar'iyyah' (Shariah Review Bureau).
Click here to review the certificateWhat payment methods are accepted?
Bank transfer or direct payment via Mada/credit card. Additional payment methods will be added in the future.
Are there fees for late payments?
No, there are no late payment fees.
Can I pay one installment early?
No, you cannot - all remaining installments must be paid at once if you wish to settle early.
What are the client (beneficiary) acceptance requirements?
Commercial registration (active for at least 6 months), tax certificate, bank statements for all business entity accounts (if there is more than one bank account) for the last 6 months, lease agreement, IBAN certificate.
What are the supplier account opening requirements?
Active commercial registration, bank IBAN certificate for the business entity.
Are suppliers charged any fees?
Originally - suppliers are not charged any additional fees. Fees are imposed on the buyer (according to the chosen payment plan) and divided with the installments. However, if both parties see otherwise - fees can be shared between the parties (either fully or partially) through the platform.
What happens in case of default/delay in installment payments?
The delay policy is clear and transparent with multiple written reminders sent. In case of delay beyond the grace period, the company's credit file will be negatively affected at credit information companies (such as SIMAH).
Is signing a promissory note required?
The 'ProSplit' product does not require a promissory note. Some other products may require this at a later time.